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Topic: Output from the account of the physical person too is suspicious now?!

Can it is simple that I do not understand. Here there is a letter of the Central Bank from 7/21/2017 doing variety of operations, in their judgement unusual, suspicious with all that it implies. https://static.consultant.ru/obj/file/d … 270717.pdf there much that is (for example "transfer of money resources abroad under contracts of purchase and sale of real estate abroad"), but is final went nuts from it (in the end of the document): outputs from accounts of physical persons, including from the accounts providing realization of operations with usage of payment cards It that now, simply to encash money with account (as physicist) is fraught?!

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Re: Output from the account of the physical person too is suspicious now?!

Hello, Michael7, you wrote: M> It that now, simply to encash money with account (as physicist) is fraught?! There the list of actions which it is necessary to track on a subject "suspicious actions". I.e. if the physicist removed suddenly many money, it is necessary to run and . If removed, "as usual" it is normal. It is interesting to me: all these points, and them there much, imply an individual approach and the analysis almost each action of the client, i.e. are not automated. How it is supposed to execute them from banks? Same it is necessary to attract many person in such activity.

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Re: Output from the account of the physical person too is suspicious now?!

Hello, Michael7, you wrote: M> It that now, simply to encash money with account (as physicist) is fraught?! And it not your money, is bank money. Eat a reality, fans of bank cards. As told Taleb, came it is time to cut turkeys.

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Re: Output from the account of the physical person too is suspicious now?!

Hello, Michael7, you wrote: M> Can it is simple that I do not understand. Here there is a letter of the Central Bank from 7/21/2017 doing variety of operations, in their judgement unusual, suspicious with all that it implies. https://static.consultant.ru/obj/file/d … 270717.pdf M> there much that is (for example "transfer of money resources abroad under contracts of purchase and sale of real estate abroad"), but is final went nuts from it (in the end of the document): M> M> outputs from accounts of physical persons, including with M> the accounts providing realization of operations with M> by usage of payment cards M> It that now, simply to encash money with account (as physicist) is fraught?! To me still couple of years back bank where the account of the physicist requested documents of me where I spend money. And I was not one such. Wrote normal , they lagged behind - it too  is not necessary to them, the main thing that the bottom has been covered before the Central Bank.

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Re: Output from the account of the physical person too is suspicious now?!

Hello, Nonmanual Worker, you wrote: NW> To me still couple of years back bank where the account of the physicist requested documents of me where I spend money. And I was not one such. NW> wrote normal , they lagged behind - it too  is not necessary to them, the main thing that the bottom has been covered before the Central Bank. I would write that I spend own means for payment of the goods and services for private use

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Re: Output from the account of the physical person too is suspicious now?!

Hello, Nonmanual Worker, you wrote: M>> It that now, simply to encash money with account (as physicist) is fraught?! NW> to me still couple of years back bank where the account of the physicist requested documents of me where I spend money. And I was not one such. NW> wrote normal , they lagged behind - it too  is not necessary to them, the main thing that the bottom has been covered before the Central Bank.  that there is no law obliging the physicist to report to bank what for to it money is necessary. Here only it can seem to bank suspicious and the account block. And what now it is accepted to write in such cases? Simply answer of a type that decided a part of money to move under a pillow or that too most "for personal needs" any more the fact that will suit them.

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Re: Output from the account of the physical person too is suspicious now?!

Hello, Michael7, you wrote:> It that now, simply to encash money with account (as physicist) is fraught?! For a long time already. Banks never ask documents when you put money, but here when take away - some years as there are cases of clamping of money if you will not bring in bank a piece of paper about an origin of means.

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Re: Output from the account of the physical person too is suspicious now?!

M> It that now, simply to encash money with account (as physicist) is fraught?! More than 600  for a long time reports in Financial monitoring. In due time to me said in Sbere that at removal of the total it is more 400  it will be necessary to show a source of means. In  to me said that questions from internal control can be at the total more than 200 .

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Re: Output from the account of the physical person too is suspicious now?!

Hello, Michael7, you wrote: M> Can it is simple that I do not understand. Here there is a letter of the Central Bank from 7/21/2017 doing variety of operations, in their judgement unusual, suspicious with all that it implies. https://static.consultant.ru/obj/file/d … 270717.pdf and how all following correspond with the Civil Code? According to item 858  the Russian Federation restriction of the rights of the client under the instruction the money resources which are on the account, is admitted only at seizure of the money resources which are on the account, or stay of operations under the account in the cases provided by the law. According to item 27 of the Law on banks and banking activity on the money resources which are on accounts, arresting can be superimposed precisely court (arbitration court), the judge, and also under the decision of organs of preliminary investigation in the presence of the sanction of the public prosecutor. At the same time according to the item 46, 72, 76 and 77  the Russian Federation tax departments have the right to use arresting of property and stay of operations under the account as support of discharge of duty on payment of taxes and tax collections. At seizure of the money resources which are on accounts, the credit organization immediately on receipt of the decision on seizure stops account operations under the given account within means which arresting is put. [7 One more exception of the general principle of item 854  the Russian Federations - are positions  "About counteraction to legalization (laundering) of the incomes received by a criminal way, and terrorism financing" in which item 10 of item 7 it is fixed that the organizations which are carrying out operations with money resources or other property, pause such operations, except for operations on transfer of the money resources which have arrived into the account of the physical or legal person, for two working days from date when instructions of clients about their realization should be fulfilled, and not later than the working day following day of stay of operation, represent the information on them to the authorized organ in case at least one of the sides is the organization or the physical person in which relation are available received in installed as convergence on their involvement in terrorist activity, or the legal body, Expressly or by implication being in the property or under control such the organizations or persons, either physical or the legal body operating from a name or under instructions such organization or person. What operations to consider suspicious solves bank or law enforcement bodies?

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Re: Output from the account of the physical person too is suspicious now?!

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Re: Output from the account of the physical person too is suspicious now?!