Hello, Shmj, you wrote: S> And what a little cannot use the same site? Well here there is a bulletin board, and what, only 1 people has the right of it ? About what bulletin boards there is a speech? F>> and generally, realization of financial activity without the license easily results in a pre-trial detention center. and Tinkovym F>> are not necessary competitors. S> it is not . Activity under the law, there all is thought over. The judge is obliged to consider cases in essence by disposal of legal proceeding. And in essence it is financial services. Some years ago many optimization circuits began to be considered illegal, despite their formal validity. I to you a little bit about other circuit will tell, I have an acquaintance, it is welded on on banking on credit cards - persuaded a heap of acquaintances to get cards, very precisely conducts time not to get under bank percent for the credit, and there they sell-buy something. The heap of people is necessary, as the totals at banks are restricted. Certainly, taxes nobody pays also any in the circuit formally is not present. I did not begin to be got involved in it.