ov>> you are obliged to receive her, if take from the state money. You do not want to receive a card - do not take money. And you want - to correspond to requirements all right. I> you do not take, and you earn, a method of obtaining convenient for I> you therefore have the right to select now half of population of the country named idlers and beggars horses, people mixed up in a heap... I so understand, what in case of pensioners, receivers of manuals at us are not present questions on these cards more and there the state can demand a card of patterns? Well. Give now we consider those who at the state earns money. As I already in a comment above wrote, the state as the employer can demand something from the worker. We tell from deputies and it demands other elite to uncover the incomes, of policemen - to have a rest at home, . And, say, the bank as the employer can demand from you to wear, and the McDonald's - to smile to the client. And you, as the worker, decide itself - to agree with these requirements or not. It do not agree - you change the employer, all is simple. As a whole I understand about what you, but consider the requirement to have was specific this plastic for the salary account so frivolous hogwash what even to consider is lazy. The majority of people in a pay day will be built in queue to a cash dispense and remove , on it their dialogue with the world ends till next month. Someone does not remove, and buys something in shop with exactly same zero commission, as well as with the visa. For 99 % of state employees these cards generally change nothing, whether so it is necessary to be strained? As I already spoke, the state solves the certain tasks (I resulted the list) with these cards, solves without injuring the population, and in passing also accustoms it to usage of plastic instead of . On me so one continuous health. If to ache, so about pension age increase - here there a problem, and here a hogwash. And generally I initially wanted about to specify monopoly, and as a result we left strongly far aside.