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Topic: Questions about the shengen-medical insurance, and not only.

At entrance to the country  mandatory to acquire the medical insurance. But thus strain some moments: 1. What its period of validity. If today the insurance comes to an end, and at me suddenly an appendicitis most likely I will be delayed hardly more than planned. It will be included into the insurance? 2. As a rule in policies write that at any problems to ring to them, and then they tell what to do. And if the person had a serious problem, a heart attack, for example. Also it is necessary to cause urgently fast, or he generally without consciousness and anywhere cannot call. To it refuse the insurance? Or it is insurance become impudent and mislead the person? 3. And how many approximately the medicine without the insurance generally will cost? Any examples about which know.

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Re: Questions about the shengen-medical insurance, and not only.

Hello, alzt, you wrote: A> At entrance to the country  mandatory to acquire the medical insurance. But thus strain some moments: A> 1. What its period of validity. If today the insurance comes to an end, and at me suddenly an appendicitis most likely I will be delayed hardly more than planned. It will be included into the insurance? Will not be A> 2. As a rule in policies write that at any problems to ring to them, and then they tell what to do. And if the person had a serious problem, a heart attack, for example. Also it is necessary to cause urgently fast, or he generally without consciousness and anywhere cannot call. To it refuse the insurance? Or it is insurance become impudent and mislead the person? Render first aid and then bill A> 3. And how many approximately the medicine without the insurance generally will cost? Any examples about which know. Poland: reception of the expert - from 25 euros hospitalization and operations - hundreds and thousand euro

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Re: Questions about the shengen-medical insurance, and not only.

Hello, alzt, you wrote: A> At entrance to the country  mandatory to acquire the medical insurance. But thus strain some moments: A> 1. What its period of validity. If today the insurance comes to an end, and at me suddenly an appendicitis most likely I will be delayed hardly more than planned. It will be included into the insurance? Period of validity is specified in the policy.  as at you and from our side such policy we prolong at any time. Though  also there is already an insured event and is paid. A> 2. As a rule in policies write that at any problems to ring to them, and then they tell what to do. And if the person had a serious problem, a heart attack, for example. Also it is necessary to cause urgently fast, or he generally without consciousness and anywhere cannot call. To it refuse the insurance? Or it is insurance become impudent and mislead the person?  a question. Certainly in any  you will rescue at first and at papers do not look to ring to them it is necessary that type of problems with payment . But the heart attack is an emergency there not to calls and papers A> 3. And how many approximately the medicine without the insurance generally will cost? Any examples about which know. Forget, the risk is nonmeasurably high. And generally without this insurance the visa after all do not give

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Re: Questions about the shengen-medical insurance, and not only.

In the cheap countries be easier can to descend to the doctor for the money, than to understand with insurance (it can be a heap of calls, hours of waiting on phone and then still to go to that hospital which they tell). The insurance becomes more for something serious. I.e. if it is necessary to descend just once simply to the doctor - easier for the money. The insurance is useful if there will be something serious, on thousand dollars.  it is better to give 100 dollars for the insurance and to sleep easily that in a case of what operation (the appendicitis there any) will not be  on thousand or ten thousand dollars.

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Re: Questions about the shengen-medical insurance, and not only.

Hello, MozgC, you wrote: MC> Imho is better to give 100 dollars for the insurance and to sleep easily that in a case of what operation (the appendicitis there any) will not be  on thousand or ten thousand dollars. Such insurance at all covers all. By the way, and how it is resolved, if suddenly arriving, because of treatment flew on big banknote any very, which basically is not available not only with itself but even if to sell all that is in the Russian Federation?

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Re: Questions about the shengen-medical insurance, and not only.

Hello, MozgC, you wrote: MC> In the cheap countries be easier can to descend to the doctor for the money, than to understand with insurance (it can be a heap of calls, hours of waiting on phone and then still to go to that hospital which they tell). The insurance becomes more for something serious. I.e. if it is necessary to descend just once simply to the doctor - easier for the money. The insurance is useful if there will be something serious, on thousand dollars.  it is better to give 100 dollars for the insurance and to sleep easily that in a case of what operation (the appendicitis there any) will not be  on thousand or ten thousand dollars. And where in   the countries? Here  ? , one of these days on a box showed, the guy damaged a foot,  nonsense there. In hotel there is a doctor made to it a X-ray and billed - roofing felts  euro I do not remember precisely but more shortly norms. At us in germanium we did a X-ray to the relative  40 euros . Such here  the countries. Sometimes even it is very useful for any if local is not present with the insurance to talk even if itself you pay it is necessary to look where that you do, especially in  the countries

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Re: Questions about the shengen-medical insurance, and not only.

Hello, Michael7, you wrote: M> at all all cover Such insurance. M> by the way and how it is resolved if suddenly arriving, because of treatment flew on big banknote any very, which basically is not available not only with itself but even if to sell all that is in the Russian Federation? Now is so-called , without it the visa do not give. It defray all expenditures and  (EG) Nr. To 810/2009 standard. At us costs from 85 cent/day

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Re: Questions about the shengen-medical insurance, and not only.

Hello, alzt, you wrote: A> 1. What its period of validity. If today the insurance comes to an end, and at me suddenly an appendicitis most likely I will be delayed hardly more than planned. It will be included into the insurance? The strange question. Any insurance policy has a period of validity. Behind its limits it, naturally, will not operate. If it is necessary "to be delayed hardly longer" it is necessary to buy the new insurance. A> 2. As a rule in policies write that at any problems to ring to them, and then they tell what to do. And if the person had a serious problem, a heart attack, for example. Also it is necessary to cause urgently fast, or he generally without consciousness and anywhere cannot call. To it refuse the insurance? Or it is insurance become impudent and mislead the person? Well if something is real serious and urgent at first assist, and then bill. A> 3. And how many approximately the medicine without the insurance generally will cost? Any examples about which know. At my wife somehow in Cyprus the ear strongly was ill. Insurance chewed snivels, played for time also we went to the local doctor. It took 50 euros for consultation. And in a black way, by cash register. As a whole I agree with judgement what simply to visit the doctor sometimes more conveniently and for the money, without communicating from the insurance. But on a serious case the insurance is necessary

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Re: Questions about the shengen-medical insurance, and not only.

Hello, MozgC, you wrote: MC> In the cheap countries be easier can to descend to the doctor for the money, than to understand with insurance (it can be a heap of calls, hours of waiting on phone and then still to go to that hospital which they tell). The insurance becomes more for something serious. I.e. if it is necessary to descend just once simply to the doctor - easier for the money. The insurance is useful if there will be something serious, on thousand dollars.  it is better to give 100 dollars for the insurance and to sleep easily that in a case of what operation (the appendicitis there any) will not be  on thousand or ten thousand dollars. And it is possible to sound the list of "the cheap countries"? We here, for example, used the medical insurance in Thailand - a sharp case of a flu, in a local climate  . Day of hospitalization managed on our money in 65.. Is at old dollar, i.e. 120 roubles on the modern money. Used in Cyprus - the medicine there was pleasant to me less, than Thai, but besides days of hospitalization managed to us in 0 euros.

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Re: Questions about the shengen-medical insurance, and not only.

Hello, pik, you wrote: pik> now is so-called , without it the visa do not give. It defray all expenditures and  (EG) Nr. To 810/2009 standard. pik> at us costs from 85 cent/day Here it is direct  all covers, even oncology or something similarly very expensive? Basically after all there can be a situation when on fast it is necessary such to do something, instead of is simple . Well or if it is really delayed it appeared.

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Re: Questions about the shengen-medical insurance, and not only.

Hello, Sinclair, you wrote: S> We here, for example, used the medical insurance in Thailand - a sharp case of a flu, in a local climate  . Day of hospitalization managed on our money in 65.. Is at old dollar, i.e. 120 roubles on the modern money. You (to be exact insurance) dissolved on money. In Tae there are hospitals with made (~ Moscow) the prices.

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Re: Questions about the shengen-medical insurance, and not only.

Hello, MozgC, you wrote: MC> In the cheap countries be easier can to descend to the doctor for the money, than to understand with insurance (it can be a heap of calls, hours of waiting on phone and then still to go to that hospital which they tell). The insurance becomes more for something serious. Well here on Ko Chang (Thailand) burn bandaging on one person managed to us in 4000 , and subsequent 6 - on 3000. 2000 . In Pattaje it would be cheaper than time in 4. Insurance all compensated. More precisely we paid the first reception, then worked under letters of guarantee, then on Rosine insurance returned expenses on the first reversal. That is interesting - it was possible not to pay even at  reversal, and "to leave money as a deposit". Then the hospital would agree with insurance, and it would be not necessary to pester in the homeland. As to the insurance from , produced banks together with bonus bank cards. It - . At first it is necessary to pay a cache in hospital, then to beat out from insurance payment.

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Re: Questions about the shengen-medical insurance, and not only.

Hello, Helguera, you wrote: A>> 1. What its period of validity. If today the insurance comes to an end, and at me suddenly an appendicitis most likely I will be delayed hardly more than planned. It will be included into the insurance? H> the strange question. Any insurance policy has a period of validity. Behind its limits it, naturally, will not operate. If it is necessary "to be delayed hardly longer" it is necessary to buy the new insurance. But the question was about that if the person was ill during action of the insurance and by the end of its action it appeared is nontransportable. The person is still sick, and the policy - effused.

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Re: Questions about the shengen-medical insurance, and not only.

Hello, tofox2, you wrote: T> you (to be exact insurance) dissolved on money. In Tae there are hospitals with made (~ Moscow) the prices. Well there there are also analogs of our points of traumatology where people sit in an accident ward with "axes in heads"

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Re: Questions about the shengen-medical insurance, and not only.

Hello, marcopolo, you wrote: M> But the question was about that if the person was ill during action of the insurance and by the end of its action it appeared is nontransportable. The person is still sick, and the policy - effused. Well buy the insurance for some days longer, than a schedulable trip, time so you worry the Difference in the price cheap, and calmnesses to you adds. I, when went, always bought the insurance for couple of days more long, than a trip - on "any case", and whether poorly what reasons can cause a time delay (a banal canceling of flight for example - at me happened some times). Or make to itself what-thread "bonus" credit card where travel insurance it is given  as one of .

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Re: Questions about the shengen-medical insurance, and not only.

Hello, koandrew, you wrote: K> Or make to itself what-thread "bonus" credit card where travel insurance it is given  as one of . Aha, the insurance from . On it at first you pay, then you pester, if you will reach to the house. Visa obtaining suits, but no more that.

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Re: Questions about the shengen-medical insurance, and not only.

Hello, marcopolo, you wrote: M> Aha, the insurance from . M> On it at first you pay, then you pester, if you will reach to the house. Find such card where the insurance normal M> suits visa obtaining, but no more that. I was specific from the card did not use the insurance, but used others  without problems.

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Re: Questions about the shengen-medical insurance, and not only.

Hello, pik, you wrote: pik> And where in   the countries? Here  ? , Bulgaria. A case with good acquaintances. There went mum with a daughter to have a rest to Bulgaria. To a daughter something nearby 10. On  do not understand and do not talk. The girl, something like  infections was ill, there transits couple of days, medicines do not help, becomes faster worse, than better. Asked on  in hotel to cause fast, comes. The doctor goes to number, the doctor - the Black in Russian certainly does not understand, on-bolgarski and does not try to talk, they at first thought that he and on-bolgarski is not able. Calls the driver fast, that elderly and is able in Russian. Marvellously comes, to force the Russian driver fast to get a bum from the machine it is almost impossible, the maximum quits a door opens, that the patient to plant in the machine or a stretcher to bring. Certainly, the first question - as will pay? Under frankly afflicted  a physiognomy to it show the insurance policy. Telephone negotiations with Moscow insurance begin, they for some reason too are conducted by the driver in Russian though those likely could talk and to the Black in English or in French. There is nothing, carry in hospital or on first aid station, local employees start to reproach the Black that could not take money a cash, talk to the Black on-bolgarski, but not such and not clear language for Russian, the sense of talk is caught without problems. Eventually impose purchase for a cash any not especially necessary and concerning not cheap medicines, render the appropriate medical help. All leave quite satisfied the friend the friend. Like as even it is reverse in hotel on the fast brought.

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Re: Questions about the shengen-medical insurance, and not only.

Hello, marcopolo, you wrote: M> But the question was about that if the person was ill during action of the insurance and by the end of its action it appeared is nontransportable. The person is still sick, and the policy - effused. How many such insurance saw all + 10 to period had on an emergency.

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Re: Questions about the shengen-medical insurance, and not only.

Hello, pik, you wrote: A>> 1. What its period of validity. If today the insurance comes to an end, and at me suddenly an appendicitis most likely I will be delayed hardly more than planned. It will be included into the insurance? pik> period of validity is specified in the policy.  as at you and from our side such policy we prolong at any time. Though  also there is already an insured event and is paid. I do not know as at us. If it appears that it is necessary to treat you 3 weeks, and the policy comes to an end tomorrow, what to do?  the policy even if it is possible, I suspect, it is not so fair also the insurance can refuse. pik>  a question. Certainly in any  you will rescue at first and at papers do not look to ring to them it is necessary that type of problems with payment . But the heart attack is an emergency there not to calls and papers On all policies which I bought, has been written that in the beginning it is necessary to ring to them, differently they can not pay. I not in course as under the law. A>> 3. And how many approximately the medicine without the insurance generally will cost? Any examples about which know. pik> forget, the risk is nonmeasurably high. And generally without this insurance the visa after all do not give the Insurance it is possible to acquire strongly different. I here now reflected as to operate more correctly.

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Re: Questions about the shengen-medical insurance, and not only.

Hello, Helguera, you wrote: H> the Strange question. Any insurance policy has a period of validity. Behind its limits it, naturally, will not operate. If it is necessary "to be delayed hardly longer" it is necessary to buy the new insurance. A question not that I will decide to be delayed longer. It can simply appear that a case such that I should be delayed. Treatment often occupies more 1 day. The insurance turns out pays only that enters into a trip. I.e. for the majority of serious illnesses from the insurance generally there is no sense, and on any trifle is easier a cash to pay, or to self-medicate.

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Re: Questions about the shengen-medical insurance, and not only.

Hello, marcopolo, you wrote: M> Aha, the insurance from . M> On it at first you pay, then you pester, if you will reach to the house. If I am not mistaken,  used, to the child it was bad. They not bad enough advised on , and as a whole did not try to get off us. Fortunately all managed, but as a whole it was pleasant to me.

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Re: Questions about the shengen-medical insurance, and not only.

Hello, alzt, you wrote: A> If I am not mistaken,  used, to the child it was bad. They not bad enough advised on , and as a whole did not try to get off us. Fortunately all managed, but as a whole it was pleasant to me. They  talks on  or spent for you money?

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Re: Questions about the shengen-medical insurance, and not only.

Hello, alzt, you wrote: A> Hello, Helguera, you wrote: H>> the Strange question. Any insurance policy has a period of validity. Behind its limits it, naturally, will not operate. If it is necessary "to be delayed hardly longer" it is necessary to buy the new insurance. Read the contract, for example http://vand.ru/page/pravila-medicinskog … rahovanie/ 5.5. If by the time of the termination of period of validity of the contract of insurance resetting of the Insured person from a place of temporal stay on which insurance was carried out, is impossible in connection with insured event approach (diseases, traumas, etc.) with the subsequent hospitalization, evacuation or repatriation that proves to be true appropriate documents, the Insurer fulfills the duties according to the contract the insurance connected to given insured event, till the moment of termination of such circumstances.

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Re: Questions about the shengen-medical insurance, and not only.

Hello, alzt, you wrote: A> On all policies which I bought, it has been written that in the beginning it is necessary to ring to them, differently they can not pay. I not in course as under the law. If you without consciousness or in a grave condition cause first aid and patch quickly. In Thailand so speak in hospital . Then the account expose. Traps: In hospital should check up on intoxication. If it is drunk - no insurance works. If you control the HARDWARE without the rights - similarly. If in the insurance it is not authorized to control the HARDWARE - similarly. In the standard insurance such types of "sports", as jogging, beach volleyball and  are forbidden. It manages certainly - it is impossible to say that ran. It is necessary to say that went, faltered, fell, broke a hand. If it was drunk - suffer till next day.